reducing expenses – groceries

Good morning, moneybees! I received a message from a friend that stated that she loved the blog, but she was having a hard time keeping her grocery expenses low. As I’ve mentioned, the Bee family grocery budget is about $400/month, occasionally over that, and she stated hers was about $600 per month (or $300 every pay period). She asked how we keep our grocery expenses low and if I could share some tips. I’d love to! Some of the biggest influences in my success in sticking to a grocery budget: Shop weekly and meal plan. I’ve been using Plan to […]

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mid-month budget update

I don’t plan to do this all the time, but I just wanted to give a quick update as to where we are in our budget in the middle of the month. I use YNAB (You Need A Budget), which is really great, but when looking back at past months, it’s hard to see how I was doing in the middle of the month. Am I living like a prince in the first half of the month and like a pauper the rest of the month because my categories are empty? So here’s how we’re doing in the middle of […]

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weekly goals + meal plan

Oh my goodness, another week come and gone. And this one was a doozy. Anyways, last weeks goals were to stick to the meal plan, reconcile daily, and sell the highchair. I did… None of those. In fact, on the day I wrote that post, we ended up going to Moe’s for dinner because I was just too exhausted after work. This week’s goals are along the same lines: Stick to the meal plan or at least eat food at home. Sell the high chair (maybe, depending on the Nor’Easter we’re expecting). Reconcile 3x this week. I don’t make a […]

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what is financial independence?

The description of my blog is generally listed as “a financial independence blog for military families,” so I thought I would take some time to clarify what financial independence means to me. In some cases, people mean financial independence to mean to not depend on anyone, like parents or friends, for financial aspects of their lives. Many may consider themselves financially independent when they move out of their home and pay rent and all their own utilities. This is a logical definition, but it is not the way I think of financial independence. Financial independence is the financial freedom to […]

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weekly goals + meal plan

Good morning & happy Monday! In the future, I plan to write this post on Sundays, as I always meal plan on Sundays and grocery shop right after, but I had family in town this weekend, so here’s a Monday post for you. This week’s financial goals are: Eat the food on the meal plan. Seriously. You bought it, don’t be lazy and order Domino’s. Reconcile the budget daily. This is an easy habit to get into, and an equally easy habit to get out of. Stick with it. Sell the highchair on Facebook; Eric has wanted it out of […]

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